Learn more about loan options for a home mortgage and other types of real estate transactions. Choosing the right loan product will help you achieve your purchase goals. Also, choosing the right mortgage loan originator can assure that you get a favorable rate, along with disclosed loan costs and fees, so it doesn’t have to be a stressful experience!
I am here to make your home search and home loan process much easier. Be assured, I have the resources and experience to assist and help navigate you through the purchase process, starting with obtaining a pre-qualification letter. In fact, it is a crucial first step to know if you qualify and the amount you qualify for. Everyone’s time is valuable. Therefore, it does not make sense to have an agent show you $300,000 homes when you’re only qualified for a $200,000 home.
Resultantly, this page can help you learn the differences between various loan programs. By doing so you will be able to make an informed decision. Primarily, one to choose the right type of financing for your purchase scenario. Whether this is your first home purchase or you’re a repeat real estate buyer. From start to finish, I am here to assist you with all your real estate needs.
Currently, interest rates for home mortgages are at a 20 year high. Many that are considering purchasing a home want to know if they should buy now or wait for rates to go down. A trusted Realtor can help you comapre the cost of renting vs buying a home. And if buying, educating you, their client, about the home buying process.
In additon, the type of loan option you choose can effect many variables. Such as: interest rate, loan cost and fees, amortization, and risk amoung others.
For more information, click on any of the bulleted links below to learn more about that term, feature, and type.
Loan features that should be considered for a home mortgage can include the following:
1. Loan Term – The lengeth of the loan should be considered. Example: 15 years, 30 years, or other.
2. Lending Rate – Rate can be viewed as the borrowers locked Interest Rate and the Annual Percentage Rate (APR). The most common interest rate types are:
5. Commercial – Commercial loans are available to finance real property such as: investments is multi-family residential, retail and office spaces, agricultural and industrial, etc to mention a few.
Feel free to contact me to discuss your purchase scenario. Or to begin the prequalification application click on apply below.
